Flood Insurance in Sacramento

Save up 30% to 50% on flood insurance now!

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Peace of Mind

Accepted By All Lenders
No Elevation Certificates
Flexible Coverage.

Tailored Coverage

Customize your flood insurance policy with coverage options and deductibles that work best for your situation.

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‘Live’ agents standing by ready to help or submit requests online.

Be Prepared for the Risk

If you live in Sacramento, California, no one knows it better than you about the risk of flooding. A number of studies confirm the risk of catastrophic flooding in Sacramento. It is, therefore, rational to prepare yourself beforehand with flood insurance so that when the flood strikes, you are not left wondering what to do, with a lot of repairs and reconstruction to be done at a huge cost.

A well-constructed flood insurance policy and proper guidance from flood insurance experts can help reduce the risk.  A flood insurance agency like ours is familiar with the flood zones and can offer professional advice on Sacramento flood insurance. Further, our agency has a program through a private insurance carrier which provides the cheapest flood insurance rates.  You can get the best flood insurance quote along with the highest quality insurance policy.  Next time when the flood strikes, www.californiafloodinsurance.com  will take care of you throughout the claims process.

About 25 percent of Sacramento city is categorized as a special flood hazard area, which lies within a 100-year flood plain. With a Sacramento flood insurance map, you can find out the flood zone under which your home falls. 

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Sacramento Flood Insurance Rates

A number of factors determine the rates of flood insurance in Sacramento. Some of these factors include

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Particular flood zone under which your home falls
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Amount of dwelling coverage
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Personal property coverage and deductible
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The high above water in which your home lies

An authorized and reputable flood insurance agency such as ours at www.californiafloodinsurance.com  would offer you the best flood insurance policies at the lowest rate, since it follows policy guidelines laid down by FEMA and the National Flood Insurance Program. We also have private flood insurance companies that can offer better flood insurance rates than the National Flood Insurance Program.

Need for Flood Insurance Sacramento

Flood insurance in Sacramento offers your home protection against the damage floods are capable of causing. In fact, flood insurance should be high on your priority list, since you would get protection against structural damage to your home.

While flood insurance is still in your mind, please remember that

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Homeowner’s insurance does not cover flood damage
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Levees do not offer any guarantee to your safety from floods
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Floods can destroy your home and property extensively

Irrespective of where you live, whether within the SFHA or outside it, you are at the risk of flooding because nature is unpredictable. You must be prepared for a flood in Sacramento.

Types of Flood Insurance Sacramento

Depending on the area of residence, the following are the types of flood insurance in Sacramento.

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Preferred premiums are offered to all residents living outside the special flood hazard area in Sacramento.
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Standard/ regular flood insurance is offered to those living within the SFHA.
For those in flood zones A or AE, we have a new flood insurance program that can save you a lot of money on your flood insurance policy. Currently we are saving Sacramento flood insurance residents up to 37% off their current premiums. Call us now! to get a free flood quote.

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